This website is owned and maintained by Kaupthing Singer &
Friedlander Limited (In Administration). The terms "we", "us" and
"our" shall be construed as Kaupthing Singer & Friedlander
Limited (In Administration) and its UK group of companies. Please
refer to the Legal Notices section contained within the Terms and
Conditions For the Use of the Kaupthing Singer & Friedlander
Limited (In Administration) Internet Website for a list of the UK
group of companies.
We respect the privacy of individuals that visit this
website. We appreciate that before providing us with personal
information about yourself through this site, you need to know how
that information will be used for the purposes of the Data
Protection Act 1998.
The guidelines we use on the collection through this website of
personal information relating to individuals and the storage,
use, transfer and disclosure of that personal information are set
out below. Please read them carefully.
We may change this Privacy Policy from time to time by updating
this posting The collection through this website, storage, use,
transfer and disclosure of personal information relating to
individuals is subject to the Privacy Policy in effect at the time
of that information being sent to us. We recommend that you review
this Privacy Policy regularly for changes, and in any event, before
submitting any personal information to us through this
site.
1. The information we
collect about you
1.1 You can visit most pages of this
website without giving us any information that personally
identifies you as an individual to us. However, in certain
circumstances, where you request information from us or send it to
us through this site (for example, through online forms), you will
be asked for personal information (such as your name, address,
organisation, telephone number and e-mail address). Certain
information that we may request in online forms will be optional.
Where personal information that we ask to be submitted is mandatory
to help us fulfil your request, this is identified.
1.2 By sending personal information
to us through this site, you confirm that it is current, accurate
and complete, and that it does not include the unauthorised
disclosure of any personal information (for example, relating to
someone other than you).
1.3 We will only collect personal
information through this site that you knowingly provide (for
example, when you submit an online form or send an e-mail to us
through this site).
1.4 However, certain information -
other than personal information about you - may be collected using
various technologies and methods without you actively providing
it.
1.5 To enable us to provide a better
service and to assist our prevention of fraud, we may send
"cookies" from this website to your computer's hard drive. A cookie
is a small piece of text-only information, which a website
transfers to the cookie file of the web browser on your computer
and can retrieve later so that the website can remember who you
are. We do not obtain personal data from your computer or gather
personal information about you unless you personally give
information to our server. We use cookies to help us recognise you
as a unique visitor (just a number) when you return to the website
and to allow us to tailor content or advertisements to match your
preferred interests or to avoid showing you the same adverts
repeatedly. We might also use cookies to compile anonymous,
aggregated statistics that allow us to understand how users use the
website and to help us improve the structure of the website. (We
cannot identify you personally in this way). Computer viruses are
not passed through the use of cookies.
1.6 Two types of cookies may be used
on the website, session cookies, which are temporary cookies that
remain in the cookie file of your browser until you leave the
website, and persistent cookies, which remain in the cookie file of
your browser for much longer (though how long will depend on the
lifetime of the specific cookie). You may set up your browser to
disallow cookies, but your experience of this website may be
compromised as a result. You may also set up your browser to inform
you when cookies are sent. If you want to find out more about how
to disable cookies please see this external third party
website: www.allaboutcookies.org/manage-cookies
1.7 Also, when you access this
website, our server records your IP address (which is the number
assigned to your computer by your internet service provider). This
alone does not enable us to identify you nor does it provide us
with personal information about you. We may use your IP address for
statistical and analytical purposes, crime prevention and
detection, and may disclose it in the circumstances described in
paragraph 2.4 below.
2.
Use of personal information
2.1 When you provide us with your
personal information through this website, it may be stored (by
electronic and other means) and used by us in the following
ways:
2.1.1 to enable us to provide
services to you (and/or your organisation);
2.1.2 to respond to requests for
information from you;
2.1.3 to follow up with you after
you request information to see if we can provide any further
assistance;
2.1.4 for statistical purposes;
2.1.5 for market and product
analysis;
2.1.6 to develop and improve the
products and services we provide and/or may provide to you (and/or
to your organisation);
2.1.7 for our own administrative
purposes (including, but not only, maintaining our records) and
compliance purposes;
2.1.8 for crime prevention and
detection;
2.1.9 to prevent or detect abuses of
this website or any of our rights and to enforce or apply our Terms
of Use, our e-Banking Terms and/or other agreements or to protect
our (or others') property or rights; and
2.1.10 to ensure that this
web-site's content is presented in the most effective manner for
you and for your computer.
2.2 In addition, we may contact you
(for example, by telephone, fax, e-mail or other means) to let you
know about products or services that we think may be of interest to
you and/or your organisation. Although we try to keep this contact
to acceptable levels, if you would rather that we did not contact
you for this purpose, you can opt out of us doing this at any time
by clicking info@ksfia.co.uk and submitting this
request to us. Our group companies may also contact you (for
example, by telephone, fax, e-mail or other means) to let you know
about products or services that they think may be of interest to
you and/or your organisation. For the purposes of this privacy
policy "group companies" means our UK subsidiaries. If you would
rather that we do not pass your personal information to them for
this purpose, you can opt out of us doing so at any time by
clicking info@ksfia.co.uk and submitting this
request to us. We will not provide your personal information to
organisations outside of our group to use for their own marketing
purposes without your consent.
2.3 We may disclose your personal
information as follows:
2.3.1 with other companies in our UK
group for the purposes described in paragraph 2.1 and 2.2
above;
2.3.2 with other organisations that
we may engage to perform our functions or to advise us, provided
that they will only be given access to your personal information to
perform such functions or advise us and not for other purposes and
we shall endeavour to ensure that any such organisation will be
engaged under a written contract in which it undertakes to adopt
appropriate security measures in respect of yours and others'
personal data;
2.3.3 where you consent to us doing
this (for example, but not only, where you ask us to pass on your
details to a seller of equipment for the purposes of that seller
contacting you);
2.3.4 in the circumstances described
in paragraph 2.4 below;
2.3.5 with purchasers or prospective
purchasers and their advisers in connection with and for the
purpose of the sale, assignment or other transfer of our business
or part of it or any contracts entered into between you (and/or
your organisation) and us.
2.4 There are circumstances in which
we may be required or authorised by law, court order, regulatory or
governmental authorities to disclose your personal information, and
in those circumstances we may do so.
2.5 We may sometimes transfer your
personal information to countries that do not provide the same
level of data protection as the United Kingdom. If we intend to do
this, then (other than in the circumstances described in
paragraph 2.4 above), where practical and appropriate, before
doing so we will put contractual arrangements in place to ensure
the adequate protection of your information and we shall endeavour
to ensure that any such contractual arrangements comply with the
standards required by the Information Commissioner.
2.6 We may check personal
information that you provide to us through this website with other
information that you provide or that is held by us or any of our
Group companies about you to verify your identity and we may also
carry out credit assessments on you.
2.7 If you use the website to make
to an application for employment with us we shall use your data to
consider and verify any information provided to us by you and in
doing so we may collect further personal data about you from third
parties.
2.8 Please note that we may monitor
telephone calls made to us for security and for training
purposes.
2.9 We do not disclose
individual information to advertisers, but we may provide them
with aggregate information about our users. We may also use such
aggregate information to help advertisers reach the kind of
audience they want to target. We would comply with advertisers'
wishes by displaying their advertisement to that target audience
using the personal data we have collected from you and from
others.
3.
Security
3.1 We are committed to protecting
the security of your personal information.
3.2 We have security procedures
covering the storage and disclosure of your personal information to
prevent unauthorised access and to comply with our legal
obligations.
3.3 Please bear in mind that the
internet is not secure and we cannot make any assurances about the
security of your personal information during transmission to our
server. For example, when you send information to us through our
online forms, your details are not transmitted using encryption
technology. In deciding whether to send information to us through
online forms or e-mail, you should consider this.
4.
Access, correction and retention
4.1 You are entitled to ask us for
details of the personal information that we hold about you, the
purposes for which they are being or are to be processed, and the
recipients or classes of recipients to whom they are or may be
disclosed. If you would like to request this information, please
contact us as explained below. We may charge a fee for providing
this to you (details of which are available upon request).
4.2 If you make a written request to
us, we will also correct, delete and/or block personal information
from further processing if that information proves to be
inaccurate. For further information, please visit the website of
the Information Commissioner at www.informationcommissioner.gov.uk. To help
us maintain the accuracy of the personal information that we hold
about you, if any of the information that you have provided to us
changes, for example if you change your address, telephone number
or e-mail address, please let us know by e-mailing the revised
details to us at info@ksfia.co.uk
5.
Links to other websites
This website may contain links to
other sites. Personal information may be collected through those
other websites and this Privacy Policy does not apply to those
websites.
6.
Products and Services
Additional terms and conditions
relating to your personal data will apply to products and services
supplied by us. We will provide you with such terms and conditions
and the client documentation relevant to the particular product or
service as appropriate.
7.
Contacting us about our Privacy Policy
Kaupthing Singer & Friedlander
Limited (In Administration) and its UK subsidiaries are the data
controllers in relation to personal information that you submit to
us through this website.
If you have any questions, comments
or concerns about our Privacy Policy or the way in which
information is used, please contact us at info@ksfia.co.uk and we will be
happy to help.